Personal Loan
​To qualify for a personal loan, it’s important to understand the eligibility criteria, which involve factors like your employment history, place of residence, credit score, age, and job type. Start your easy application process with us now!
TYPES OF PERSONAL LOAN
In today's changing landscape, expert bank loan advice is essential. Our advisors specialize in a variety of areas, as detailed below:
Unsecured Personal Loan
An unsecured personal loan does not require collateral, making it accessible based on creditworthiness, but typically comes with higher interest rates.
Secured Personal Loan
A secured personal loan is backed by collateral, such as a car or savings account, which can help borrowers obtain lower interest rates.
Debt Consolidation Loan
A debt consolidation loan is used to combine multiple debts into a single loan, often with a lower interest rate, simplifying repayment.
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Document Checking
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Bank Selection Criteria
Consultation Process
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Bank Quotation
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Loan Approved
REASON OF LOAN REJECTION
Loan rejection can occur due to various factors. Understanding these reasons is essential for improving future loan applications and increasing the chances of approval.
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Late Payment
2
Insufficient payment history
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Legal Issues
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High Debt-to-Service Ratio
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Lack of document
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Excessive bank application
